UPST Stock- Cloud Computing

Cloud-based artificial intelligence (AI) lending platform Upstart Holdings stock has plunged -82%.

It's difficult to believe that the shares were trading for a an all-time high of $401.49 in the month.

UPST Stock- Shares of Trading

UPST Stock- Shares Soared

The shares soared through triple-digit growth blowout profits throughout 2021 due to the booming.

Although margins might improve on loans, increasing interest rates can stifle loan demand.

UPST Stock- Might Improve

The Fed is likely to increase its rate hikes to combat the record-breaking 9.1 percent inflation.

UPST Stock- Increased Rate

The platform comes with risk-grade ratings because its system is believed to have lower default rates.

UPST Stock- Grade Ratings

The next step was AI-inspired credit underwriting. step to lending in contrast to conventional credit.

UPST Stock- Credit Underwrriting

Image Source- Investor Place

The threat of recession and increasing interest rates have placed banks on a cautious footing.

UPST Stock- Recession

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